A PAN (Permanent Account Number) card is an essential document for many financial and legal activities in India. From filing income tax returns to opening a bank account or starting investments, a PAN card is often indispensable. However, contrary to popular belief, PAN cards are not limited to people above 18 years of age. According to Section 160 of the Income Tax (IT) Act, even minors can hold a PAN card, called Minor PAN Card. This card, although issued in the name of the minor, can only be used by the parents or their guardians until the child reaches adulthood.

Applying for a minor PAN card is a simple process that ensures your child is financially prepared for various opportunities. Be it for investment or banking needs, securing a PAN card for your minor paves the way for smoother financial transactions on their behalf.

Key details about minor PAN cards

The IT department allows minors to get a PAN card without specific restrictions. However, certain updates, such as adding a signature and photo, become mandatory when the child turns 18.

Benefits of holding a minor PAN card

Investment goals:

A PAN card is required to invest in the name of a minor or nominate him as a nominee in financial instruments.

Opening a bank account:

If you want to open a bank account for your child, a PAN card is mandatory.

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How to Apply for a Minor PAN Card: A Step-by-Step Guide

Visit NSDL website:

Go to NSDL platform and select “Online PAN Application”.

Choose the type of application:

Click on “New PAN – Indian Citizen (Form 49A)” and select “Individual” from the category.

Enter your personal details:

Provide details such as your full name, date of birth (DOB), phone number and email address.

Complete the Captcha check:

Fill in the captcha code and submit the form.

Receiving Token Number:

An indicative number will appear on the screen. Note it down and proceed by clicking on ‘Continue with PAN Application Form’.

Document submission method:

Select “Forward physical application documents” as the document submission mode.

Fill Aadhaar details:

Enter the last four digits of your card. Aadhaar and verify the previously entered details.

Provide additional information:

Add the details of the minor’s parent or guardian, income information and other required documents.

Submit your request:

Complete the process by paying a fee of Rs.107.

PAN Card Issuance:

After verification, PAN card can be downloaded online. It usually takes about 15 days to receive the card.

• Documents required to apply for minor PAN card
• Aadhaar card
• Ration card
• Post office notebook
• Certificate of domicile

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